Royal Merchant Banking and Finance
Introduction
Royal Merchant Banking & Finance Limited has been promoted by prominent leading industrial, business houses and bankers of Nepal. Royal Merchant has commenced its financial transaction since February 15, 2002 now operating under "Bank and Financial Institution Act 2063".
Our Mission
Our mission is "to deliver an effective and efficient banking and financial service that matches customer expectations” by providing prompt and efficient services for better financing and dedicating ourselves to the progress and growth of our company for our customers, shareholders, employees and community by :
Offering personalised service and quality products
Enhancing shareholder value
Providing challenging career and learning opportunities for employees
Promoting economic growth
Capital Structure
Authorised Capital : NRs. 640 Million
Issued Capital: Nrs. 295 Million
Paid Up capital: Nrs. 147 Million
Services
Deposit & Saving Schemes
Time Deposit Account ranging from 3months to 6 years.
Saving, Special and Royal Saving Deposit
Recurring Deposit
DAILY COMPOUNDED SCHEME
Royal Child Saving
Loans and Advance
Medium and long-term (Industrial, Trading etc.)
Hire Purchase
Housing Loan
Loan against securities & Fixed Deposit
Indian Currency Exchange
Money Transfer
Western Union
Bank of Kathmandu
Non Fund Based Services
Bank Guarantees
Underwriting
Merchant Banking
Purchase & Sale of Government Securities
New Loan Schemes
Royal Home Loan
Royal Education Loan
Royal Foreign Employment Loan
Daily compounded Interest Scheme
Rates
Deposit Rate
1 year : 10.50%
2 years : 11.00%
3 years : 11.5%
4 years : 12.00%
5 years : 12.5%
Saving : 7.50%
Royal Saving : 8.50%
Special : 1.00%
Royal Bal Bachhat: 8.50%
Zero Balance: 6.00%
Daily Compounded Interest Scheme: 10% per annum
Loan
Hirepurchase loan : 13-17%
Industrial Loan : 14-18%
Trading Loan : 14-18%
Housing Loan : 14-18%
Loan against security : 13-17%
Fixed Deposit Loan : +2%
Other Loan : 14-20%
Special Loan Schemes
Royal Education Loan : 14%
Royal Foreign Emp. Loan : 14%
Royal Home Loan : 14-16%
CONTACT US
Head Office
Durbamarg, Sita Kuti-05, House No.1101
GPO Box: 24062, Kathmandu, Nepal
Tel.: 4242900
Fax: 977-1-4231347
E-Mail: info@rmbankltd.com
Web: www.rmbankltd.com.np
Branch
Kamalnagar Chok, Narayanghar, Nepal
Tel.: 056-533501
Fax: 977-56-533502